Rent vs Own a Home

Home Ownership is a Healthy Investment!

"Should I sign another lease or take the plunge and buy a place I can really call home?

Believe it or not, millions of Americans ask the same question everyday. Your lifestyle and financial situation are just a few factors to consider. Investigate the facts. Weigh the pros and cons of homeownership and decide for yourself.

The facts are provided here by the experienced folks at A/Real Estate Connection to help answer some of your questions about homeownership (and what you learn may surprise you). Remember, this information is not all-inclusive and does not replace the expertise provided by a realtor.

From saving for the down payment to packing up and moving, buying a home is certainly one of the biggest purchases of your life. But rest assured that buying a home is also one of the wisest decisions you'll ever make.If you are currently renting you may be wondering if now is the time to buy. Consider these questions and compare for yourself:

Rent vs Own your Home

Which offers lower monthly costs? When you take soaring rent prices into account, along with the fact that mortgage interest and property taxes are tax deductible, monthly mortgage payments may be lower than your monthly rent.

Which offers more value? When you pay rent you end up with receipts rather than an investment.

Which offers more stability? Landlords often raise rents $50 - $100 every year but mortgage payments usually remain stable.

Which allows you to benefit from mortgage interest? You can deduct mortgage interest if you buy. If you rent, your landlord gets the deductions and uses your rent to pay the mortgage.

Which allows you to deduct real estate tax? You can deduct real estate tax when you own. If you rent, the landlord takes the tax deduction.

Which gives you good credit? Homeownership is a major indicator of financial integrity. Others respect you for your responsibility and stability.

Which helps you establish roots? When you rent you are more mobile and often don't establish your roots in a community

Reap The Rewards of Ownership

There is pride in ownership, especially home ownership. Your home is a reflection of who you are and what you want your life to be - perhaps it's a chic art-deco townhouse in the city... or a quaint cottage in the woods... or maybe it's the two-story colonial you've always dreamed of. Whatever type of home you choose, really make it your home... buy it! When you make an investment in a home you and your family can expect the following benefits throughout the years:

Tax Advantages

Mortgage interest is tax deductible.

Real estate taxes are tax deductible.

Local tax benefits are available in many areas. You can defer taxes on the profit if you sell your home and purchase or build another home (for at least as much as the one you've sold within 24 months).

Profits up to $125,000 are tax-free without re-purchasing if you are 55 or older and meet other requirements when you sell (this is a one-time only option).

Investment Benefits

You'll build equity (the difference between the value of your home and the balance of your mortgage). You can sell and collect your equity in cash, gaining liquidity. Profits are usually greater on home investments than most other investments.

Home equity provides a source of emergency funding, since you can borrow on your equity in most states. Land appreciation adds to the value of your home. The growth in population constantly increases the housing demand (and the value of your home). Home owning can be an important part of retirement planning.

Personal Satisfaction more living space

You can have a yard for gardening, a storage area, a place for a workshop or just extra room.

Freedom so important

You can choose your own home, the style, landscaping, colors and decor. You have the freedom to arrange and decorate creatively to suit your needs.

Privacy

Your degree of privacy is greatly increased. You can come and go as you wish without having to compromise your personality or lifestyle.

Sense of Community

Your home makes you a solid part of your community. You'll have a feeling of belonging - whether you are having a backyard barbecue or attending a town meeting.

The Best Pride of Ownership

You can feel proud that you own a piece of the neighborhood. AMERICAN DREAM:

You achieve the dream of most Americans - to have your own home. Make your dream a reality... contact Miguel Frias (407)625-4292 today! More living space. Freedom to design and decorate your home. Security — a landlord cannot ask you to leave.

GAIN A SENSE OF COMMUNITY Owning a home involves you in the welfare of your community. You may feel a greater sense of belonging and permanence by owning your own home.

There are many advantages to buying a home versus renting one.

Your income, savings, and monthly expenses play an important role in determining how large a mortgage you can afford.

We love your referrals if you Know some Friends Families or Co-workers that will need to Buy Sell or Refinance a Home please introduce their information here they will Thank you and We will Thank you with a Gift certifique of $500. Thanks

Please register here and became a VIP Customer, Find 1000 of Homes for Sale in Florida We are Number 1 Selling Company in Florida named Best Real Estate and Home Mortgage Company hundred of satisfied customers already have been registered with our programs. Don't wait more if you are thinking in Buying? Selling? Or Refinancing? you are in the right place, before sign any contract or document call us and SAVE YOUR MONEY, SAVE THOUSANDS WITH US NOW- Orlando: 407-625-4292 Miami: 305-407-3547 Thank you and Congratulations......

Complete Name
Complete Address
City State Zip
Home Phone
Cell Phone
Email address
Home Price
Loan Purpose
Loan Amount
Down Payment