Welcome to Miami Bienvenidos a Miami Miguel Frias Garcia Agente Especialista de Bienes Raices y Prestamos Hipotecarios. Esta usted Pensando Seriamente en Comprar, Vender o Refinanciar una propiedad en el area de Miami Dade or Broward County? años de servicio y experiencia, nos acreditan como la Primera Agencia Inmobiliaria Internacional, disponemos de Miles de Casas y Apartamentos para mostrar, Sin duda ahora es el mejor momento para Comprar los Precios de Propiedades y Prestamos de Hipotecas han Bajado Mucho No Espere Mas la Consulta es Gratis Llama Ahora Mismo Miami Dade: Miami Dade: 305-407-3547 Broward County: 754-777-0807 Thank you and Congratulations!!!!

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Welcome! I am honored by your visit.

Hello my name is Miguel Frias Garcia (Spain) President and Owner of Florida New Homes. International Investments in Florida (USA).

In the pages of this site you will find useful resources designed to help you in your journey toward becoming a better investor. I have helped lot families like yours in buying, selling or their homes in Florida.

We know it is a big investment, both emotionally and financially. Along with a substantial financial commitment, such transactions usually involve risks, and legal considerations.

You will need of a proven Best Real Estate and Mortgage Professional. I understand the importance of trust and respect between families. I extend those qualities to each of my clients every member of your family will be treated with Honor and Respect.

Never Buy a Home Alone, direct from the Builder Before you does You Need to know this Secrets Click Here

It's obvious that right now is a great time to purchase a home. With rates the lowest they've been in 30 years, home ownership is a more achievable goal than ever. Loans are still being approved for people who can afford to repay them, and there are still some great mortgage programs out there.

US Mortgage Applications Surge by Record Amount U.S. mortgage applications surged by the largest amount on record last week as a new Federal Reserve program pushed interest rates down to their lowest level in more than 3 years

Many borrowers missed an opportunity to take advantage when rates dropped sharply for a brief period Interest rates are at their lowest level since the week ended June 24, 2005, when they reached the same level.

The low interest rates can help many drop their monthly payments, and is especially good news for those who have adjustable- rate mortgages and are looking to lock in a secure fixed-rate mortgage.

Don't Wait and lose another Opportunity of the next Real Estate Boom Call me today at Miami Dade: 305-407-3547 Broward County: 754-777-0807 and you can stop making your landlord rich and start building your future.

Miami Real Estate Prices Reflect More Balanced Growth

Miami, FL – The performance of the Miami real estate market in May continued to reflect strength, healthier growth, and more balance between buyers and sellers.

Median Sale Prices Rise by Narrower Margins Median sale prices again increased for both single-family homes and condominiums in May but remain at affordable 2003 levels.

The median sale price for single-family homes increased 12.6 percent, up to $250,000 from $222,000 in May 2013, marking 30 straight months of growth. The average sale price for single-family homes increased 21.4 percent from $408,021 in May 2013 to $495,525 last month.

“The Miami real estate market continues to perform well

as demand remains historically strong but while fueling more balanced price growth,” “Sales are consistent with 2013 activity, which set a third consecutive sales record, and properties are selling rapidly and close to asking price.”

The median sale price for condominiums has increased for 35 consecutive months.

Compared to May 2013, the median sale price for condominiums increased by 3.6 percent to $186,600 from $180,000 a year prior. The average sale price for condominiums increased 3.8 percent to $384,900 from $370,843 in May 2013.

Miami Real Estate Selling Fast, Close to List Price

Miami real estate continues to sell at a rapid pace and at nearly asking price, reflecting strong demand compared 2013, which was the third consecutive record sales year.

The median number of days on the market for single-family homes sold in May was just 47 days, an increase of 9.3 percent from May 2013. The average percent of original list price received was 94.3 percent, down only 0.6 percent from May 2013.

The median number of days on the market for condominiums sold in May was 53 days, an increase of 10.4 percent compared to the same period in 2013. The average sales price was 94.3 percent of the asking price, a decrease of 2.4 percent.

Active Inventory Rises Year-Over-Year, Drops Month-Over-Month

While seller confidence is resulting in more properties being listed for sale, new listings are increasing by a much smaller percentage than they had during the last year.

Housing inventory in Miami-Dade has dropped month-over-month for the second consecutive month. Active listings dropped 0.7 percent compared to April, while inventory of single-family homes and condominiums has dropped nearly 2.0 percent since February and 0.8 since last month, respectively.

Active listings at the end of May increased 29.9 percent, from 13,042 in 2013 to 16,945 last month but remains 60 percent below 2008, when sales bottomed. Inventory of single-family homes increased 20.2 percent from 4,971 in May 2013 to 6,004 last month.

Condominium inventory increased 36 percent to 10,941 from 8,045 active listings during the same period in 2013. At the current sales pace, there is a 5.5-month supply of single-family homes, an increase of 10 percent from 5 months in May 2013, and a 7.7-month supply of condominiums, up from 5.8 months in May 2013, an increase of 34.2 percent.

New listings of single-family homes increased

1.9 percent, up to 2,069 in May 2014 from 2,030 during the same period in 2013. New condominium listings increased 5.3 percent from 2,752 in May 2013 to 2,871 last month.

Cash Sales Drop to 55%

Cash sales in Miami continue to decline as more financing becomes available. In Miami-Dade County, 55 percent of total closed sales in May were all-cash transactions, compared to 63 percent in May 2013. Cash sales in Miami are still significantly higher than the national average of 32 percent.

All-cash sales accounted for 42 percent of single-family home and 66.9 percent of condominium closings, compared to a year earlier when cash sales were 45 percent of single- family home sales and 76.1 percent of condominium sales.

Since nearly 90 percent of foreign buyers in Florida purchase properties all cash, this continues to reflect the much stronger presence of international buyers in the Miami real estate market.

Check your credit report before you buy a home and Get Pre-Approved Checking your credit When buying a home, one of the first things you should do is check your credit report and score. Your credit score is probably the most important piece of information a lender considers when deciding on your interest rate, so you want to be sure that everything on your credit report is correct.

Mistakes can hurt your credit score, increasing your rate and monthly payment. you will need to get pre-approved letter for a mortgage before hunting for the home you want to buy. Click Here to Start with Credit Score

Shopping for a home without mortgage pre-approval is kind of like shopping for clothes without knowing how much money is in your wallet. The best way to know how much you can afford to spend on a home is to get pre-aproved for a mortgage and then look for a home that the mortgage amount will cover.

Being pre-approved for a mortgage may also give you a market edge when a home buying. If a seller has two buyers interested in purchasing the home at the same price and only one already has mortgage pre-approval,the one who is pre-aproved is much more likely to get the home.

How about a loan to fit your lifestyle and budget? Whether you're thinking of buying a home, refinancing your current property or a current customer looking for information, start your research here!.Apply Here Now...

Are you afraid it's the top of the market? With interest rates the lowest in 30 years, I think the risk is greater that the interest rates will go up in the future not that home prices will go down more and more But even if prices do go down a little, if interest rates tick up, the monthly payment on that house will be higher, even if the price is less. So your risk in trying to "pick the bottom" is that you'll miss out on today's very low interest rates. And besides, I don't believe that prices will fall in the entry-level price range,for a number of reasons that I'd be happy to share with you personally.

The next step is up to you I'd suggest sending me an Application Mortgage to be Approved Apply for Mortgage Click Here or giving me a call and we'll see what can be done. Even if your lease isn't up yet, we should still get the ball rolling, because we may have some credit work to do, and that could take 3 months or more. If you're not ready to talk yet, but would like to be kept up to date with the real estate market,then sign up for my email newsletter.

Either way, do something. Don't Pay Another Dollar in Rent! Click Here Now to See How Much you could Save Buying and Owning your Home.

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